Specialist in Bancassurance - Individual & Group Insurance,Financing Small & Medium Enterprises , Consulting and Re-Structuring Troubled Businesses and Business Owners. Providing Best Solution for Business Financing and Capital Injections as well as Profitable Business Investment Ideas.
Saturday, March 31, 2012
Penama dalam Pewarisan Pampasan Insurans
Monday, March 26, 2012
Kenapa Anda Perlu membeli Polisi Insurans-Investment Linked [ IL ]
Why you should first buy Investment-linked Insurance Policy - by K C LAU
- Transparency – Unlike the traditional policy such as whole life or endowment plan, an investment-linked policy reveals all your premium allocation clearly. This is what I call transparent policy – you can actually understand and see where your premium is used. Policy holder will receive a periodic statement that clearly and precisely lists all the premium allocation, relevant insurance charges, investment value and fund unit price. I owned both Great Eastern investment-linked policy and AIA investment-linked policy. Great Eastern sends me the report quarterly (every 3 months) and AIA is only once a year. Prudential also sends the report once a year. Besides this report, you will also get the investment-linked fund performance report annually. If you didn’t get the report stated above, please contact your agent. There is something wrong somewhere
- Low insurance charges – For fresh graduates, age around 23-25, it is normal for them to seek their first insurance agent and also the first insurance policy. When you are young, insurance charges are very cheap. Investment-linked policy calculates the insurance charges based on your age. They use a mortality table and clearly provide the insurance charges table in the policy. This means you can purchase high coverage with low premium when you are still young. Sometimes, the premium is even lower than a term policy.
- Flexibility – Once you get older, promoted, married, have kids, your protection needs eventually increase. When you retire, your kids are independent, your protection needs eventually decrease. Looking at this circumstances, investment-linked policy provides the flexibility to increase or reduce the premium, include or exclude certain coverage rider, supplementary benefits and sum assured. Put it simple, you can modify this policy whenever and however you want it to be.
- Integrated better health card – some insurance company like Great Eastern and Prudential, they provide better hospitalization and surgical benefits only for investment-linked policy holder. For instance, Great Eastern lets the investment-linked policy holder to include Health Protector (no co-insurance, cheaper insurance charges) in his policy. But if you only want a health card, Health Protector is not available to you. You would have to get a standalone card which is higher in premium and normally comes with co-insurance payment (means patient have to share the medical bill).
- All-in-one benefits – All sorts of coverage can be included into your investment-linked policy. This includes accidental benefit, hospitalization income benefit, living assurance, critical illnesses benefit, health card benefit, lady care benefit etc. Almost all available protection riders can be included. You will find it easier and cheaper to have one insurance plan that can give you all the possible benefits you need.
- You control the investment strategy – Did you ever think that investment-linked policy is risky because it involves investment? Actually, you have the right to control the risk you can bear for your investment. You can choose which fund to invest, which strategy to use, which portfolio allocation to apply, and even when to do the switching from fund to fund which is normally free of charge. If you are skeptical about investment risk, just put all your premium into a fixed-income fund!TERIMA KASIHCALL SAYA DI 012 3435 223 UTK SEBARANG PERTANYAAN DAN RUJUKAN . . .
Friday, March 16, 2012
ANDA BERSEDIA ?
" Adakah Anda Bersedia?"
inilah satu soalan yang di tanya kepada saya apabila saya mula di Interview untuk jawatan di tempat baru saya kini . . . .
Jawapan saya :
Bersedia dari segi Apa? . . . [ satu soalan balas - biasalah . . ., tak tau nak jawap apa.]
kini di tempat baru dengan suasana kerja yang baru, saya selalu bertanya kepada Pelanggan yang dapat saya ber-bual .
Adakah Anda Bersedia?
Kenapa saya pula yang bertanya macamni ?
[ cuba lihat dan fahamkan gambaran di bawah ya . . . ENJOY ! ]
MUNGKIN ANDA INGIN BERTANYA KEPADA DIRI SENDIRI . . .
Saturday, February 18, 2012
HIDUP SELESA + TANGGUNG JAWAB
salam sahabat2 dan halo !
setelah sekian lama tidak meng'Update dan memeriahkan visit kat sini, Saya nak share-lah sedikit dengan semua, apa yg saya tahu dan saya rasa Semua orang patut memikirkan ya juga!
soalan2 yg perlu kita fikirkan jawapan nya . . .
Orang Bujang
1. Berapakah gaji yg Cukup untuk membayar bil-bil bulanan serta Pinjaman Anda?
2. Berapa kah Lebihan yg perlu untuk menanggung Perbelanjaan Harian termasuk perbelanjaan Girlfriend ?
3. Apakah Hobi anda melibatkan Kos yang besar? kepuasan Diri penting utk mengurangkan stress !
4. Adakah Anda membayar sewa rumah/bilik atau memberi ELAUN kepada Ibu dan Bapa?
5. Anda ada menanggung Perbelanjaan Adik-beradik yang lain?
Orang yg dah Kawen?
1. Apakah tanggungjawab anda terhadap keluarga?
2. Adakah Rumah yg anda diami masih berhutang dengan Bank?
3. Pendidikan Anak serta perbelanjaan seharian terletak di tangan anda atau pasangan Anda?
Apakah yg boleh Anda Jamin sekiranya sesuatu belaku kepada Anda dan anda Hilang Upaya ?
Fikirkan Sejenak ya . . . .
Tuesday, January 3, 2012
SME Loan / Business Loan - Proses
Sunday, December 11, 2011
Why is it that it’s so hard to talk to most people about Financial Freedom
Just Sharing an e-mail content from a web-guru of Internet marketing, i've been following her notes and postings for a couple of months now and i would like to share this with my Network Partners and friends . . .
Her Messages reads :
One of my top 5 favorite movies of all time is ‘The Shawshank Redemption.’

It probably has one of the highest “replay” values of any movie out there. I can’t think of another film I could watch 10 times and not get tired of.
There’s a scene in the movie where Brooks Hatlen, one of the oldest and longest residents of the prison, is coming up on his parole date.
He attempts to kill another prisoner, a good friend of his, by holding a knife to his throat, until the other inmates talk him out of it.
Why?
In order to extend his sentence to avoid the outside world he is terrified of and to stay inside the prison that he has now grown fond of and calls home.
Once released, he later commits suicide because he finds himself unable to fit into a society that has passed him by.
It’s one of the saddest and most ironic scenes of the movie and of course, we think to ourselves...
“That could never happen to me. I would never allow myself to become so institutionalized that I would willingly turn down my own freedom.”
Who Are Trapped In Prisons Of Concrete And Metal?
Have you ever noticed how some people are perfectly content to complain all day about their situation yet when you show them a better way they dismiss it as too good to be true, a scam or some other invented excuse?
Why is it that it’s so hard to talk to most people about things like owning your own business, personal development, or financial freedom?
Where exactly do these constraints within our own minds come from?
Why are so many people content to be stuck in the rut of running on the 9-5 hamster wheel their whole life?
And what exactly IS the hamster wheel anyway? Who created it and why do so many people have a hard time escaping it when the door to their cage is wide open and all they have to do is step through it?
It’s hard for us to fathom but inmates like Brooks Hatlen are very normal in today’s prison system.
They’re so comfortable with the world they’ve become familiar with, that even once they’re out, they’ll do anything just to get back IN.
This is one of the symptoms of what is known as “Post Incarceration Syndrome” (PICS)
Here is a description of some of the symptoms of PICS from a center for rehabilitating former inmates:
oppressive environment that demands: passive compliance to
the demands of authority figures, passive acceptance of severely
restricted acts of daily living, the repression of personal lifestyle
preferences, the elimination of critical thinking and individual
decision making, and internalized acceptance of severe restrictions
on the honest self-expression thoughts and feelings.
Sounds pretty horrible right?
We talk about escaping the “rat race” or the “corporate prison” but would it come as a shock to you if what you just read was literally, no exaggeration, almost word-for-word, the exact stated goals and purposes, as laid out by its founders,
of the system that many people spend 12 years of their life in - the public education system?
Ridiculous you say?
Is it really when you think about the state of much of society today?
As a leader in the home based business industry, when you’re trying to free people, when you’re trying to help them break down old habits and mental constraints and
reshape their thought patterns for success, you may be fighting against more than you ever imagined...
To Your Success,
Ann Sieg
P.S. – I truly hope you never allow your wings to be clipped...
FACTS or FAKE ? New, Small or Medium Entrepeneurs Challenges !
HOLA !
More often than not, this 'EVERYTHING ALSO -CAN-DO' attitude lands the Entrepreneur in trouble especially in new projects.
- Without realistic assessment of his own capabilities in funding,
- Without experience and competitive strength,
To be fair, New and Small Entrepreneurs have no access to market info, consumer research, and competitive activities. RELYING on their gut feeling and entrepreneurial spirit, they plunge into new biz with gusto & optimism.

Unfortunately for every survivor, there are probably five casualties with BATTERED pride, Empty pockets & Hungry families.
- Do u consider yourself an efficient competitor?
- Do u know who are yr competitors?
- What is their competitive edge over U??
Dream big, start small. Avoid going head on with big cash flush competitors.
Monday, November 14, 2011
paling rendah - dari 4.45% sahaja
Monday, November 7, 2011
Peraturan Baru Bank Negara Malaysia untuk Pemegang Kad Kredit di Malaysia
Tahukah Anda ?
Bank Negara Malaysia telah mengeluarkan peraturan baru bagi Pemegang2 kad kredit di Malaysia.
Khasnya, Peraturan baru ini lebih kepada pemegang kad berpendapatan kurang dari RM 36,000.00 setahun.
Dengan polisi Kredit baru ini, Bank Negara akan dapat mengurangkan risiko Inflasi dalam negara dan mengurangkan jumlah / kadar kebankrapan di kalangan Individu
Secara kasarnya - peraturan ini menekan kan:
1.pendapatan minimum untuk memohon kad kredit adalah RM24,000/setahun
2.Bagi pemegang kad kredit berpendapatan RM36,000 atau kurang
/setahun:
(a) hanya boleh memegang kad dari 2 pengeluar.
(b) bagi mereka yg sedia ada memegang lebih dari 2 kad kredit - mereka
boleh memilih untuk menyimpan/terus mengunakan 2 kad sahaja dan
membatalkan yg selainnya sebelum hujung tahun 2011.
(c) Pemegang kad akan di berikan tempoh 2 tahun [atau sekurang2 nya]
untuk menyelasaikan baki pinjaman/kredit dari kad kredit bank2 yg
mereka batalkan untuk memenuhi Peraturan ini
(d) Had kredit maksimun tidak boleh melebihi 2X pendapatan pemegang
bagi setiap pengeluar.
(e) Bagi amount yg melebihi Had maksimum tersebut, pemegang akan di
berikan tempoh selama 2 tahun juga untuk menyelesaikan baki tersebut.
Semua Peraturan ini berkuatkuasa serta merta
Bank Negara Malaysia juga akan memperkenalkan beberapa langkah keselamatan bagi pengurusan Kad kredit dengan kerjasama Bank Pengeluar dan pengguna secara berperingkat.
call/sms saya at 012 3435 223 / 019 779 7709
Friday, November 4, 2011
Fixed Deposits Acct - for Investments or to Secured a Loan . . .
A fixed deposit is a form of savings kept with a banking institution for a stated period. The rate of interest for a fixed deposit account is generally higher than a normal savings account. Most banking institutions offer fixed deposit accounts of various tenures to cater for the needs of consumers.
You can check out the fixed deposit accounts offered by the banking institutions from their respective websites.
some people deposits their savings in a Fixed Deposits Accounts to benefit from the higher Interest Rates, but some are are just to Secured a Loan or securing a Contract / Govt Tenders
Currently banks in Malaysia has various types of FD accounts to cater different segments of Markets - Interest may varied from 3.0 - 3.6% . .
this website here .Banking Info
call/sms saya at 012 3435 223 / 019 779 7709
Wednesday, November 2, 2011
4.45% utk 20 tahun - Kadar tetap Paling Rendah !

call/sms saya at 012 3435 223 / 019 779 7709
Thursday, October 27, 2011
Bank Overdrafts vs Bank Loans [ a Comparison ]

The key advantages of overdrafts and loans in certain business situations:
call/sms me at 012 3435 223 / 019 779 7709
Sunday, October 23, 2011
SECURING BANKING LOAN - Pinjaman Perbankan
to all Business Owners and Entrepreneurs,

we specialize in Providing solutions and services to SMEs from different Industry to successfully obtained their Funds through various schemes :
1. Offered by Government Agencies
2. Bank Negara Malaysia
3. Banks & Financial Institutions.
Among the schemes available Offered and Ready for Grab [ if u r eligible ] :
- Franchisee & Franchisor Financing Scheme
- New Entrepreneurs Fund 2 [ NEF 2 ] - Bumiputra Fund
- Fund for Small and Medium Industry [ SME 2 ]
- Fund for Food [ 3F ]
- Bumiputra Entrepreneurs Project Fund
- Rehabilitation Fund for Small Business [ SDRC ]
- Special Relief Guarantee Facility
- Direct Access Guarantee Facility [DAGS ]
- Small Entrepreneurs Guarantee Scheme [ SEGS ]
- New Principal Guarantee Scheme [ NPGS ]
- Islamic Banking Guarantee Scheme
- Flexi Guarantee Scheme [ FGS ] and more Offered by Govt Financial Institutions
to those interested to know more and to benefits from the schemes or just wanna revive the business to be ON THE TRACK or TO BE BACK IN THE GAME . . .
leave your comments here with contact details or
call/sms me at 012 3435 223
add me at FB http://www.facebook.com/azmanhass PM me there
LIKE our FB page http://www.facebook.com/pages/SolutionGate/234380816619806?sk=wall and leave a comments there
email me at iem2iem@yahoo.com
Monday, October 17, 2011
SME Loan - Sumber Pinjaman PKS
Call/Text/ Let me know if :
1. U need a financial Back Up for your UpComing Project / Tender

2. U need a Capital Injections to ur existing Business

3. U need Cash to Finance ur Dream House

4. Need Cash / Credit for the next Holiday . .
5. Need Help to Solve your Financial Burden
6. Need Help to finish up ur Savings - [ to invest lah . . .]
7. Need to get Bank Loans but dun know how . .
8. Need OD to secure some Tenders
9. Need FD to secure Loans
10. Need My Assistance in Financing - Personal / Business . .
Try me and i shall see how - Together We Solve Ur Problems . . .
Tuesday, June 28, 2011
HEXAGON
Adakah Anda mengunakan Water Filter di rumah anda sekarang?
Ya . . . ada memang sedia ada sekurang-kurangnya satu bentuk penapis air d sebelah sinki dapur anda, atas kitchen cabinet atau d tepi pintu dapur anda. tapi . . .
Bukankah sudah sampai masanya untuk anda tukarkan Unit lama itu dengan Hexagon Alkaline Hydrgen Water Filter system ? reserve unit lama anda untuk Kucing atau apa juga binatang peliharaan anda kerana mereka berhak untuk menikmati air yg d tapis. . . [ gurau ya.!]
Kawan2 sekalian - Ini adalah satu produk yg d Jual d semua cawangan ecosway di Malaysia dan semua Negara yg ada business ecosway - termasuk, China, Jepun, US dan Australia. Produk yang d jual adalah Produk Berkualiti dari Korea yang setanding jenama2 Import lain di Malaysia.
Harga pasaran adalah RM1,500.00 [ lebih murah dari pasaran ] tapi dengan mendaftar sebagai Ahli Vip [ RM. 30.00 ], anda boleh membeli Hexagon ini dengan hanya RM. 690.00. Pemasangan dan kos penghantaran adalah percuma.
Call saya untuk tempahan dan pertanyaan, sms pon boleh juga. 012 3435223.
Ketahui bagaimana anda boleh mengambil peluang dengan sistem Franchise ecosway dan mendapat pelbagai faedah dari serendah RM.30.00 sahaja dan layak membuka cawangan kedai sebaneka ecosway, Country Home Farms Organic [ sudah beroperasi ] atau eBoutique anda sendiri dengan bermodalkan kurang dari RM. 3,000.00.
sedikit info tentang Hexagon dari ecosway website.
With the Hexagon Alkaline Hydrogen Water Filtration System, you can transform normal tap water into hydrogen-rich alkaline water.
|
Unique Patent-pending Technology with Patented Media!
For necessary antioxidant protection
When you drink hydrogen water, electrons in the hydrogen team up with the extra electrons in the free radicals in your body and convert them into harmless substances that are easily excreted from the body. Most of the free radicals become good old H2O! This makes hydrogen water an extremely effective antioxidant.
Helps restore pH balance
It’s important to know that Hexagon water is also alkaline. The body has natural alkaline buffers against excessive acidity so it can maintain blood pH at the optimum level. However, over-acidity can often occur after a prolonged period of bad eating and stress. Age can exacerbate this acidic situation.
When acidic waste starts to build up in the body from too much stress, poor eating habits (especially junk food) or just simply getting older, many ailments and health problems (some quite serious) can emerge.
By drinking Hexagon Hydrogen Alkaline water you can help to restore your alkaline buffer. And don’t worry, you can’t overdo it with this water and become too alkaline. You are simply helping your natural alkaline buffers to restore pH balance and to reduce health-robbing acid in your body
For greater absorbability
Water from the Hexagon has smaller molecular clusters than normal water. This means that it can permeate the body’s cell membranes more rapidly and more efficiently to provide nutrients.
So any health food or supplement you take with Hexagon water can move into your cells more efficiently and be more effective because they are more bio-available and bio-retainable. It can’t get much better than that!
The patent-pending technology used in the Hexagon Alkaline Hydrogen Water Filtration system generates additional “positive energy” in a number of different ways, making your water even more healthful.
Hexagon Alkaline Hydrogen Water Filtration System
With this device at your fingertips, you can transform normal tap water into hydrogen-rich alkaline water. Powerful technology makes it happen!
The Ceramic Filter removes micro-particulate matter.
The Alkali Block Filter is a specially blended mineral block that produces:
- Hydrogen-rich water
- Alkaline water with pH between 8 and 10
- Bio-available ionized minerals
The Ion Exchange Resins Filter helps to soften water for better taste and texture.
The Mineral Composition Filter makes the water sweeter by infusing it with trace minerals.
The E.A. Device is the first of its kind on the market. This patent-pending breakthrough:
- Infuses energy into water through natural spiralling movement. This rotation breaks water molecules down into smaller clusters, making them more absorbable.
The Magnetic Rings help to further break down the water molecule clusters.
The result? Cleaner, safer and tastier water that can be easily absorbed by your cells and used more effectively by your body - not only to nourish and quench, but also to fight free radicals and excess acidic waste!
Sunday, June 26, 2011
Peluang Anda ?
Salam sahabat2 dan kenalan semua, mungkin anda sedia maklum bahawa saya adalah yang makan gaji - pernah cuba berniaga [ tak menjadi sgat ], seorang Banker - konon nyer, dan seorang sahabat yg kejap ada, kejap tak ada.
Tapi saya Ingin berkongsi satu peluang Perniagaan yang sedang rancak d kalangan bumiputra, Chinese, Indian dan Lain2 bangsa di Malaysia ini. Perniagaan yang tak tahu bila atau apa penghujung nya.
Saya memulakan perjalana saya dalam perniagaan ini setaun yang lepas secara PT dan tak begitu Aktif sehingga saya dan kawan2 dalam Group BIS Global [ BIS - Business is Sunnah] menemui satu kaedah yang terbukti dapat memudahkan semua untuk berjaya dengan lebih stabil dan terjamin pendapatan yg berpanjangan.
Buka Hati, habis kan membaca dan fikirkan soalan dan Pm saya di FB, atau comment d Blog ini . . . .
kalau anda berminat atau tak percaya - call/sms saya @ 012 3435 223
Name : eCosway - not the conventional mCosway. officially started in 2008.

actual outlet at Medan Idaman Gombak - 10 month in business already - monthly sales - 200k+
This is not a Pyramid Scheme / Scheme that only benefits the top people. All the member in the same network will earn at the same time.
Difference?
eCosway - location on ground floor - easy accessible/brighter/cleaner/open concept,propoer lightboxes and promotional materials
mCosway - sometimes located on 1st flr of shoplot, dark, dirty stairways, stick poster everywhere
2008 M'sia MLM Profit & Sales Report : Rank #1- RM678.1m (Rank #2 Amway - RM579.3m, Rank #3 AVON - RM328m)
MARKETING PLAN:
OPEN STORE OR INTRODUCE PEOPLE TO OPEN STORE Who can do?
Anyone
- as parttime at slow pace since there is no monthly quota to meet/no need to keep stocks.
- Who knows this will become a permanent income one day?
- people who want to start their own biz but have limited capital and do not know what to do.
- ppl who are retired - can make more frens
Target to open:
- 1500 Malaysia
- 5,000 Korea
- 4,000 Indonesia
- 2,000 Thailand
- 1,000 Vietnam
- other countries - HK, Australia, Spore, Myanmar
Currently - ecosway malaysia had offered the same franchise scheme in US and had done so well thru their Pilot outlet and will open 3000 outlet in china at the same time by end of this year.
other than ecosway stores that we see around the corner, we offer an opportunity to open
- Organic stores [ more like a mini market - few outlets already open thru out the country ]
- eBoutique [ selling wide range of ladies and mens apparel - some already displayed in ecosway outlets ]
eCosway will cover the following of behalf of Biz Owner:
- rental
- renovation
- stocks
- maintenance & repair (aircond, toilet, piping,etc)
- Electricity
- Monthly catalog / advertising material/bunting
- Computers
- Stationeries, furniture, carpet, projector, tv, etc
BizOwner However need to pay :
- Employee [ 1 or 2 ]
- TM bills
- water bills.
kalau anda mencari peluang untuk berniaga dan sudah serik dengan semua jenis MLM yg tidak berjaya membantu anda,
atau telah beberapa kali Jatuh bangun dalam perniagaan,
berikan Peluang untuk diri anda Melihat dan Menilai peluang Perniagaan bersama ecosway melalui Saya - Bersama SAYA.
clik kat link utk album d FB

Center outlet yg d uruskan oleh Kawan saya - Cik Syazrina dan En. Amy Pacino di Medan Idaman Gombak, selangor

Weekend outing bersama Kawan2 dlam Network BIS Global d Dusun Durian Ahli Pioneer ecosway.
Wednesday, June 22, 2011
Hospital oh Hospital . . . .
Saya ingin berkongsi satu kisah yg di kata kan benar dan berlaku baru2 ini di Subang Jaya. Seorang sahabat yang amat berjaya dalam kerjaya nya telah selamat mendirikan rumahtangga yg di-rancang bersama Bunga Idaman pada awal tahun lepas - February 2010.
Kehidupan mereka di lihat amat Tenang dan bahagia selama waktu berkahwin, malah lebih meriah apabila sang Isteri telah d sahkan mengandung pada pertengahan tahun lepas [ sekitar May/Jun ]
Sang isteri adalah seorang Eksekutif Pemasaran d sebuah Bank tempatan, namun mengambil keputusan untuk berhenti kerja bagi menumpukan perhatian kepada keluarga apabila telah d sahkan mengandung. Si Suami pula adalah seorang Jurutera IT d sebuah syarikat bersaiz sederhana yang bertapak kukuh d Cyberjaya. Waktu bekerja Si Suami agak panjang namun Pendapatan Si Suami mampu untuk menampung segala keperluan keluarga. Dengan perancangan teliti dan sikap berjimat cermat, Pasangan Muda ini hidup sederhana dan memiliki sebuah kereta keluarga dan tinggal d rumah sendiri yang d beli dengan wang simpanan mereka dan sedikit bantuan ikhlas ibu bapa masing2.
Mereka juga bebas hutang dan masih menyimpan secara tetap serta melabur dalam saham amanah . .
Segala persiapan untuk menyambut cahayamata sulong telah di sediakan dengan begitu teliti dan hampir sempurna, Sang Isteri sibuk dengan stokin2 kecil dan memborong sakan melalui Online . . . manakala Si Suami sibuk memastikan bilik bayi menepati tema yg telah d tetapkan oleh Sang Isteri kesayangan . . .
Menjelang tarikh yg di jangka, Si Suami sebaik mungkin mengelak untuk d hantar bekerja luar daerah atau bekerja lebih masa. Namun apabila Sang Isteri telah menunjukkan tanda2 awal untuk melahirkan zuriat yg di nanti , Si Suami masih d tempat kerja. Tanpa berlengah lagi, Si Suami memecut balik dan segera membawa Sang Isteri ke Hospital.
Namun, apabila sampai d hospital, Sang Isteri telah menghadapi masalah tekanan darah dan masalah lain yg menyebabkan ianya Ber-risiko tinggi untuk melahirkan dalam keadaan normal. Pihak hospital terpaksa merujuk kan kes Sang Isteri kepada Hospital Pakar dan dengan kadar segera, Sang Isteri telah di bawa ke Pusat Rawatan Pakar yg memang Terkenal. setelah di periksa, Sang Isteri "ber-peluang" untuk melahirkan anak dengan selamat tanpa menjejaskan keselamatan atau Nyawa Ibu dan Anak - Tapi dengan syarat . . . . Pihak hospital menuntut Si Suami membayar "Deposit Rawatan" sebelum mereka membawa Sang Isteri tadi masuk ke Bilik Bersalin.
Di sini timbul masalah - Si Suami terlalu bergegas balik dan bertukar hospital ke hospital lain serta tidak membawa cash yang cukup dan tidak memiliki sebarang bentuk Kredit utk d gunakan . . . waktu sudah lewat tengah malam dan semua ATM machine dah OFFLINE. Keputusan terletak d tangan Si Suami atas keselamatan atau Nyawa Sang Isteri dan Anak yg d kandung 9 bulan dengan penuh kasih sayang itu . . .
Alangkah Baiknya kalau Si Suami memiliki sekurang kurangnya satu kredit Card untuk di Gunakan pada masa2 seperti yg tak d jangka begini . . .
Call saya di 012 3435223 untuk sebarang urusan permohonan Kad Kredit, Balance Transfer dan Pinjaman Peribadi atau Pinjaman perniagaan anda.
Dalam kes pasangan tadi, nasib baik ada adik -beradik Sang Isteri yang memiliki Debit Card dengan baki mencukupi yg dapat mendahulukan bayaran deposit Rawatan tersebut. Sang Isteri telah selamat melahirkan bayi perempuan dan Si Suami telah mendapat pengajaran yg amat berguna sekali - Apply dan Simpan dan bawa Kredit Card bersama anda setiap masa.
Sekian untuk santapan mata dan Minda Anda !


















